Section 72(t) of the Internal Revenue Code deals with the 10 percent additional tax on early distributions for individual retirement accounts and other qualified plans. Normally, you include all distributions from a traditional IRA in your annual taxable income. If you take withdrawals before reaching age 59 1/2, you may also be liable for theRead more about IRA 72t Rules[…]

Fixed-rate bond investors worry when interest rates rise, because this causes bond prices to drop. However, yield investors have the opposite concern. A yield investment is one that pays a variable rate of interest based on prevailing rates. Examples include savings accounts, money market funds and floating-rate bonds. A collar can protect a yield investorRead more about How to Protect Investment Yields With Interest Rate Collars[…]